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Lindsay Insurance Group, Inc. strongly believes in protecting
the confidentiality and security of information we collect about
our customers or prospective customers.
Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits
any financial institution, directly or through its affiliates,
from sharing nonpublic personal information about you with a nonaffiliated
third party unless the institution provides you with a notice
of its privacy policies and practices, such as the type of information
that it collects about you and the categories of persons or entities
to whom it may be disclosed. In compliance with the GLBA, we are
providing you with this document, which notifies you of the privacy
policies and practices of Lindsay Insurance Group, Inc.
The GLBA further requires that we inform you that you have a
right to prevent us from sharing nonpublic personal information
about you with a nonaffiliated third party for any purpose that
is not specifically authorized by law. Your right to prevent us
from sharing nonpublic personal information about you with a nonaffiliated
third party for a purpose that is not specifically authorized
by law is called your right to “opt out” of such information
sharing.
At Lindsay Insurance Group, Inc we are committed to providing
you the best service while earning your trust and protecting the
privacy of your information. We understand and respect the fact
that you may wish to keep your personal information confidential.
We recognize the sensitive nature of your personal financial information
and we want to take every precaution to protect your privacy.
The following is our policy on how we handle your information:
We collect nonpublic personal financial information about you
from the following sources:
- Information from applications. This is information
you give us on applications and other forms, by phone or by
email. This information includes your name, address, telephone
number, driver’s license number, Social Security number,
date of birth, length of employment, gender, marital status,
prior insurance information, status of home ownership, length
of residency, vehicle description, miles driven and vehicle
use/driving history that we receive from you on applications
or other forms.
- Information about transactions. This is
information about your trusted transactions with us and our
affiliates. It includes your insurance coverage, premiums and
selection, your payment and claims history and information necessary
for billing and payment. Other information used to investigate
and settle insurance claims, such as witness statements and
police reports, may be included as well.
- Information we receive from a consumer reporting
agency. This information is generally used to confirm
or supplement application information, such as Motor Vehicle
Reports. We disclose consumer report information only as necessary
to quote or service your insurance policy and as permitted by
law. By obtaining a quote, you consent to our sharing of this
information with companies and their affiliates for underwriting
purposes.
Most of the information that we collect is used for only one
purpose – to service and process your insurance needs and
requests.
We may disclose all of the information that we collect, as described
above.
We may disclose nonpublic personal financial information about
you to the following types of third parties:
- Financial service providers, such as mortgage bankers, banks,
savings & loans and mortgagees, etc.,
- Nonfinancial companies, landlords, auto dealers who require
evidence of insurance; and
- Insurance companies, managing general agents, other insurance
providers or underwriting facilities.
- We also may disclose nonpublic personal financial information
about you to nonaffiliated third parties as permitted by law.
Within the agency, we restrict access to nonpublic personal financial
information about you to those employees who need to know that
information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that comply with
federal and state regulations to guard your nonpublic personal
financial information.
As we have indicated in this Privacy Policy Notice, we collect
certain nonpublic personal information about you, and we may disclose
that information to certain nonaffiliated third parties for purposes
other than those expressly permitted by the Gramm-Leach-Bliley
Act and the federal and state regulations implementing that act.
If you prefer that we not disclose nonpublic personal information
about you to nonaffiliated third parties, you may “opt out”
of those disclosures, that is, you may direct us not to make those
disclosures (other than those disclosures that are expressly permitted
by the Gramm-Leach-Bliley Act and its implementing regulations).
If you wish to "opt out" of such disclosures to nonaffiliated
third parties, please click
here for printable form.
Any controversy or claim arising out of or relating to our privacy
policy, or the breach thereof, shall be settled by arbitration
in accordance with the rules of the American Arbitration Association,
and judgment upon the award rendered by the arbitrator(s) may
be entered in any court having jurisdiction thereof.
In connection with the potential sale or transfer of its interests,
Lindsay Insurance Group, Inc. reserves the right to sell or transfer
your information (including, but not limited to, your address,
name, age, sex, zip code, state and country of residency and other
information that you provide through other communications) to
a third-party entity that 1) concentrates its business in a similar
practice or service; 2) agrees to be Lindsay Insurance Group,
Inc.’s successor in interest with regard to the maintenance
and protection of the information collected; and 3) agrees to
the obligations of this privacy statement.
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